How can I use a special offer or a pop-up to prevent someone from leaving the cart page?

I've been watching my cart abandonment rates climb, and it's driving me crazy. Every day, I see potential customers add products to their cart, only to disappear at the last moment. It feels like I'm watching money literally walk away. My Meta ads are bringing quality traffic, but something's breaking down in the final conversion stage. I've tried generic pop-ups and discount codes, but they feel spammy and don't seem to address why people are actually leaving. The frustration is real—I know these are interested shoppers who just need a tiny nudge to complete their purchase. I need a solution that feels personalized, creates genuine urgency, and doesn't make my brand look desperate. My competitors seem to have cracked this code, showing targeted offers that feel native and compelling. I want something that understands visitor intent, doesn't blast discounts to everyone, and can dynamically adjust based on who's actually on my site. This isn't just about a quick fix; it's about creating a smarter, more intentional path to conversion that respects both my customers' decision-making process and my brand's integrity.